Rates
Rates are effective as of June 30, 2010
Certificates of Deposits and IRA’s
Quarterly Compounding
| Regular Rates | ||
Term (Min. Deposit - $1,000) |
Rate |
APY* |
90 Day |
0.25 % |
0.25 % |
180 Day |
0.50 % |
0.50 % |
12 Month |
0.75 % |
0.75 % |
| 18 Month | 1.00 % | 1.00 % |
24 Month |
1.24 % |
1.25 % |
36 Month |
1.49 % |
1.50 % |
48 Month |
1.98 % |
2.00 % |
60 Month |
2.23 % |
2.25 % |
| Special Rates | |||
Term: 5 years |
Rate: 2.57%
|
APY*: 2.60%
|
|
*Annual Percentage Yield
Note: Rates may change at any time without prior notice. A penalty may be imposed for early withdrawal.
Personal Checking & Savings
Monthly Compounding
Account |
Rate |
APY* |
Concord Plus(N.O.W. Account) |
0.25 % |
0.25 % |
Concord Savers |
0.75 % |
0.75 % |
Super Saver (Kids’ Club) |
0.75 % |
0.75 % |
Concord Investors (Money Market) |
||
Balances up to $10,000 |
0.40 % |
0.40 % |
| Balances $10,000-$24,999 | 0.75 % |
0.75 % |
Balances $25,000-$49,999 |
0.75 % |
0.75 % |
| Balances $50,000 Over | 0.99% |
1.00 % |
Commercial Checking and Savings Accounts
Monthly Compounding
Account |
Rate |
APY* |
N.O.W. Commercial |
0.15 % |
0.15 % |
Commercial Savings |
0.50 % |
0.50 % |
Commercial Money Market |
||
Balances up to $10,000 |
0.40 % |
0.40 % |
| Balances $10,000-$24,999 | 0.60 % |
0.60 % |
| Balances $25,000-$49,999 | 0.75 % |
0.75 % |
Balances $50,000 Over |
0.99 % |
1.00 % |
*Annual Percentage Yield
Note: Rates may change at any time without prior notice.