Rates
Rates are effective as of August 15, 2008
Certificates of Deposits and IRA’s
Quarterly Compounding
| Regular Rates | ||
|
Term |
Rate |
APY* |
|
90 Day |
2.23 % |
2.25 % |
|
180 Day |
2.48 % |
2.50 % |
|
12 Month |
3.94 % |
4.00 % |
|
24 Month |
3.89 % |
3.95 % |
|
36 Month |
3.11 % |
3.15 % |
|
48 Month |
3.11 % |
3.15 % |
|
60 Month |
3.26 % |
3.30 % |
| Special Rates | |||
|
Term |
Min. Deposit |
Rate |
APY* |
| 12 Month | 1,000.00 | 3.94 % | 4.00 % |
| 18 Month | 1,000.00 | 4.18 % | 4.25 % |
|
24 Month |
1,000.00 | 3.89 % |
3.95 % |
*Annual Percentage Yield
Note: Rates may change at any time without prior notice. A penalty may be imposed for early withdrawal.
Personal Checking & Savings
Monthly Compounding
|
Account |
Rate |
APY* |
|
Concord Plus(N.O.W. Account) |
.25 % |
.25 % |
|
Concord Savers |
.50 % |
.50 % |
|
Super Saver (Kids’ Club) |
1.00 % |
1.00 % |
|
Concord Investors (Money Market) |
||
|
Balances up to $10,000 |
.50 % |
.50 % |
| Balances $10,000-$24,999 |
1.00 % |
1.00 % |
|
Balances $25,000-$49,999 |
1.49 % |
1.50 % |
| Balances $50,000 Over |
1.98 % |
2.00 % |
Commercial Checking and Savings Accounts
Monthly Compounding
|
Account |
Rate |
APY* |
|
N.O.W. Commercial |
.25 % |
.25 % |
|
Commercial Savings |
.50 % |
.50 % |
|
Commercial Money Market |
||
|
Balances up to $10,000 |
.50 % |
.50 % |
| Balances $10,000-$24,999 |
.60 % |
.60 % |
| Balances $25,000-$49,999 |
.75 % |
.75 % |
|
Balances $50,000 Over |
1.00 % |
1.00 % |
*Annual Percentage Yield
Note: Rates may change at any time without prior notice.