Rates
Rates are effective as of December 28, 2009
Certificates of Deposits and IRA’s
Quarterly Compounding
| Regular Rates | ||
Term (Min. Deposit - $1,000) |
Rate |
APY* |
90 Day |
0.45 % |
0.45 % |
180 Day |
0.65 % |
0.65 % |
12 Month |
1.09 % |
1.09 % |
| 18 Month | 1.24 % | 1.25 % |
24 Month |
1.49 % |
1.50 % |
36 Month |
1.74 % |
1.75 % |
48 Month |
2.23 % |
2.25 % |
60 Month |
2.48 % |
2.50 % |
| Special Rates | |||
Term: 9 Months Term: 18 Months |
Rate: 1.34 % Rate: 1.69 % |
APY*: 1.35 % APY*: 1.70 % |
|
*Annual Percentage Yield
Note: Rates may change at any time without prior notice. A penalty may be imposed for early withdrawal.
Personal Checking & Savings
Monthly Compounding
Account |
Rate |
APY* |
Concord Plus(N.O.W. Account) |
0.30 % |
0.30 % |
Concord Savers |
0.65 % |
0.65 % |
Super Saver (Kids’ Club) |
0.65 % |
0.65 % |
Concord Investors (Money Market) |
||
Balances up to $10,000 |
0.40 % |
0.40 % |
| Balances $10,000-$24,999 | 0.60 % |
0.60 % |
Balances $25,000-$49,999 |
0.80 % |
0.80 % |
| Balances $50,000 Over | 0.99% |
1.00 % |
Commercial Checking and Savings Accounts
Monthly Compounding
Account |
Rate |
APY* |
N.O.W. Commercial |
0.15 % |
0.15 % |
Commercial Savings |
0.50 % |
0.50 % |
Commercial Money Market |
||
Balances up to $10,000 |
0.40 % |
0.40 % |
| Balances $10,000-$24,999 | 0.60 % |
0.60 % |
| Balances $25,000-$49,999 | 0.75 % |
0.75 % |
Balances $50,000 Over |
0.99 % |
1.00 % |
*Annual Percentage Yield
Note: Rates may change at any time without prior notice.