Personal Banking – Checking and Savings 

Concord Plus

• Interest-bearing checking account (see Rates)
• Unlimited check writing privileges
• $8 monthly service charge if balance falls below $1,000.00
  
  $100 is required to open account.

Concord Basic

• Unlimited check writing privileges
• $6 monthly service charge if balance falls below $400.00
  
  $100 is required to open account.

Concord Budget

• No minimum balance required
• $1 monthly service charge and a fee of $.10 for each check paid
  
  $100 is required to open account.

Concord Savers*

• Statement savings account with a quarterly statement
• Interest paid monthly (see Rates)
• $2 monthly service charge if balance falls below $100.00
  
  $100 is required to open account.

Concord Investors*

• Money Market account
• Unlimited in-bank or mail transactions are permitted
• Six transfers, including third party checks and transfers by telephone, draft ,or debit cards per statement cycle
• $10 monthly service charge if balance falls below $1,000.00
• Interest paid monthly according to following tiers:  (see Rates)
  • 0-9,999.99
  • 10,000.00-24,999.99
  • 25,000.00-49,999.99
  • 50,000.00 and over

         $100 is required to open account.

*Savings and Money Market Restrictions

1. No more than SIX telephone transfers, checks to third parties (written on money market accounts) or any combination of such transactions are permitted per statement cycle.
2. IN-PERSON and ATM withdrawals are unlimited.