Personal Banking – Checking and Savings 

Concord Plus

• Interest-bearing checking account (see Rates)
• Unlimited check writing privileges
• $8 monthly maintenance fee if balance falls below $1,000.00
  
  $100 is required to open account.

Concord Basic

• Unlimited check writing privileges
• $6 monthly maintenance fee if balance falls below $400.00
  
  $100 is required to open account.

Concord Budget

• No minimum balance required
• $1 monthly maintenance fee and a fee of $.10 for each check paid
  
  $100 is required to open account.

Concord Savers*

• Statement savings account with a quarterly statement
• Interest paid monthly (see Rates)
• $2 monthly maintenance fee if balance falls below $100.00
  
  $100 is required to open account.

Concord Investors*

• Money Market account
• Unlimited in-bank or mail transactions are permitted
• Six telephone transfers per statement cycle, three of which may be third party checks
• $10 monthly maintenance fee if balance falls below $1,000.00
• Interest paid monthly according to following tiers:  (see Rates)
  • 0-9,999.99
  • 10,000.00-24,999.99
  • 25,000.00-49,999.99
  • 50,000.00 and over

         $100 is required to open account.

*Savings and Money Market Restrictions

1. No more than SIX telephone transfers per month are permitted, three of which may be checks or electronic payments payable to a third party.
2. IN-PERSON and ATM withdrawals are unlimited.