Personal Banking – Certificates of Deposit & IRA’s

Certificates of Deposit and IRA’s (Individual Retirement Accounts)

• $1,000.00 minimum opening deposit
• Fixed rate of interest (see Rates)
• Flexible terms ranging from 90 days to 5 years (penalty for early withdrawal)
• Interest accrued daily and compounded quarterly
• Quarterly statements
• Interest checks may be mailed quarterly or transferred to another Concord Bank account, monthly

See Rates.