Personal Banking – Certificates of Deposit & IRA’s

Certificates of Deposit and IRA’s (Individual Retirement Accounts)

  • $1,000.00 minimum opening deposit
  • Fixed rate of interest (see Rates)
  • Flexible terms ranging from 90 days to 5 years (penalty for early withdrawal)
  • Interest accrued daily and compounded quarterly
  • Quarterly statements
  • Interest checks may be mailed quarterly or transferred to another Concord Bank account, monthly

See Rates.